General Mortgage Information

Applying for a home loan is not the end of the WORLD! In fact, it
should be an exciting time being that you are looking to own a new
home, commercial property, land or investment property! If you are
organized and have all the documentation needed to apply for a loan,
then the process is simple!  Be sure to keep good records and file all
paperwork for future references.  Now you are on your way to owning a
piece of the AMERICAN DREAM!
What you need at application

W-2 (2 years) and current pay stub (30-day)
Purchase and sell agreement
Recent bank statement (3 months)
Current monthly obligations (credit cards,account #'s monthly pymts
and balance owed)
Loan information on all real estate owned
Copy of driver's license or other photo ID (FHA/VA)
Certificate of Eligibility
Check for credit report and appraisal report
Self Employed: Last two years tax returns with schedules
Divorce decree and or bankruptcy papers (if applicable)
MORTGAGE TIPS
Desiree'
678-596-6392
Helpful Mortgage Information