

| General Mortgage Information Applying for a home loan is not the end of the WORLD! In fact, it should be an exciting time being that you are looking to own a new home, commercial property, land or investment property! If you are organized and have all the documentation needed to apply for a loan, then the process is simple! Be sure to keep good records and file all paperwork for future references. Now you are on your way to owning a piece of the AMERICAN DREAM! |
| What you need at application W-2 (2 years) and current pay stub (30-day) Purchase and sell agreement Recent bank statement (3 months) Current monthly obligations (credit cards,account #'s monthly pymts and balance owed) Loan information on all real estate owned Copy of driver's license or other photo ID (FHA/VA) Certificate of Eligibility Check for credit report and appraisal report Self Employed: Last two years tax returns with schedules Divorce decree and or bankruptcy papers (if applicable) |

| Desiree' |
| 678-596-6392 |